ALL appointments are virtual from the comfort of your home or office via telephone. Melanie will call you at your scheduled time.

We require a 24 hour in advance cancellation notice or there will be a $25 cancellation fee.
You may cancel your appointment by going back to our Website and cancelling your scheduled appointment time. This also allows you and others to take advantage of cancellations as they occur since enrollment time frames are limited.

Our deadline for Medicare clients is December 4th to order a new Medicare or Part D Medicare Drug Plan which will be effective January 1st.

Our deadline for individuals, couples or families to order a new health plan for a January 1st effective date is December 10th. Colorado allows residents under 65 years to start a new health on February 1st. However this will mean you will NOT HAVE COVERAGE for the month of January 2019. Deadline for a February 1st start date is January 10th, 2019.

Employer group plans may be ordered all year round with deadlines on the 22nd of each month which will have an effective date on the 1st of the following month.

Sorry there are no exceptions due to state and federal laws

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